Ever thought of having some plants outside your new flat that doesn't cause too much obstructions? Here's an suggestion especially if you are expecting your air con to be delivered soon! Before the air con packages are thrown, remember to grab the wooden blocks found in it. After which, collect some empty canned foods (please remember to drill holes at the bottom of the cans) and with some simple spray paint jobs, drilling and hammering, you can easily construct this and place it against the wall of your corridor etc without worrying of taking too much space!
Bidadari
Understanding The "West Sun" before Purchasing a House with Example of the upcoming Bidadari Estate BTO project
For those living in countries near the equator such as Singapore, heat is actually one of our greatest enemies and we should avoid it as much as we can *if possible*.
Therefore it is very important to find out more about the sun's movement and how it will affect one's house since it is going to be an expensive item and you will probably be staying in the house for a good number of years!
Do spend some time reading this and also remember to share this in case someone close to you is planning to get a new home!
Here's an example below of an upcoming Bidadari estate BTO that is probably going to attract a huge no of bidders (since it is situated near a MRT station).
But do note that what you are going to learn from this post can be applied to any house, BTO, SOB, EC that you are planning to get.
But do note that what you are going to learn from this post can be applied to any house, BTO, SOB, EC that you are planning to get.
First of all, one needs to understand the sun's movement (which is not 2D) and it can travel past Singapore via different paths depending on which part of the year. You can find a diagram and a video of the sun's movement (from April 2016 to March 2017) below which will help you understand better.
Basically remember that although the sun sets to the West (left) but it can also set to the NW (top left) or SW (bottom left) depending on which month of the year.
The general rule of thumb is that the sun sets to the NW from March to September and SW from September to March.
Basically remember that although the sun sets to the West (left) but it can also set to the NW (top left) or SW (bottom left) depending on which month of the year.
The general rule of thumb is that the sun sets to the NW from March to September and SW from September to March.
Top image and bottom video require one to imagine oneself standing at the centre of the unit facing the north and looking upwards.
After understanding this, we ought to know that architects are well aware of the west sun and they would not be designing any houses that are facing the west directly nowadays.
Therefore although the floor plan of the upcoming Bidadari estate BTO (indicated by the blue star) this November has not been released, here's an example of possible NW or SW units that may surface in this project (since we believe it will be really rare to find units that are facing west directly for new BTO projects).
But do take note that this video example would not have been possible without the help from this website http://suncalc.net/
Hope this info will be useful and remember that the example above for the possible NW and SW facing units is based on the assumption that the west direction has no obstruction. There are always units facing the west, NW or SW that are spared from the sun or having minimal exposure from various factors which we will explore in the future.
Thanks for reading and do remember to share this!
Feel free to write to us at matthiaspicks@gmail.com if you have any tips or advises for potential buyers or owners of NW/SW-facing flat units.
You may also like to visit this page below to draft out your very own HDB mortgage loan repayment plan:
http://matthiaspeaks.blogspot.sg/2016/08/mortgage-loan-calculation-with-more_36.html
But do take note that this video example would not have been possible without the help from this website http://suncalc.net/
Hope this info will be useful and remember that the example above for the possible NW and SW facing units is based on the assumption that the west direction has no obstruction. There are always units facing the west, NW or SW that are spared from the sun or having minimal exposure from various factors which we will explore in the future.
Thanks for reading and do remember to share this!
Feel free to write to us at matthiaspicks@gmail.com if you have any tips or advises for potential buyers or owners of NW/SW-facing flat units.
You may also like to visit this page below to draft out your very own HDB mortgage loan repayment plan:
Since most of us will be tapping on Govt's BTO projects to get their very
first subsidized flat, I thought this might be something useful for
those with less financial knowledge.
You may have tried using this calculator from HDB to find out your estimated monthly payments, but this calculator doesn't show how much interest you will be paying.
But I had found this alternative calculator from this website (below) which not only show the total interest but also the breakdown of your payments.
http://www.excelfunctions.net/Excel-Mortgage-Calculator.html
Basically, once you have downloaded the excel (you may click here to download), you will input the info on the left and the rest will be shown on the right (boxed in red) and if further scroll down the excel, you will get to see the breakdown of your payments and the monthly balance.
Below is an example on how you can derive more info of your loan (boxed in red) when you are intending to borrow $300000 (balance to pay after CPF deduction) from HDB with your inputs filled in the beige boxes. You may adjust the conditions accordingly to the interest, how much and how long you would like the loan to be. Since this is probably one of your biggest loans in this life time, do set a few scenarios and select the one which you and your spouse is most comfortable with!
Do share this if you think it would be helpful to anyone around you who is planning to get their own HDB flats!
You may have tried using this calculator from HDB to find out your estimated monthly payments, but this calculator doesn't show how much interest you will be paying.
But I had found this alternative calculator from this website (below) which not only show the total interest but also the breakdown of your payments.
http://www.excelfunctions.net/Excel-Mortgage-Calculator.html
Basically, once you have downloaded the excel (you may click here to download), you will input the info on the left and the rest will be shown on the right (boxed in red) and if further scroll down the excel, you will get to see the breakdown of your payments and the monthly balance.
Below is an example on how you can derive more info of your loan (boxed in red) when you are intending to borrow $300000 (balance to pay after CPF deduction) from HDB with your inputs filled in the beige boxes. You may adjust the conditions accordingly to the interest, how much and how long you would like the loan to be. Since this is probably one of your biggest loans in this life time, do set a few scenarios and select the one which you and your spouse is most comfortable with!
Do share this if you think it would be helpful to anyone around you who is planning to get their own HDB flats!

